PINNACLE INSURANCE LIMITED

Active
Company number 01007798Private limited companyIncorporated 1971

Key figures

£106,002,000-14.2%
Net assets 2025
-14.2%
Average annual change 2024–2025
050 m100 m150 m20242025

† PINNACLE INSURANCE LIMITED filed these accounts on paper, so Companies House publishes them only as a scanned image. The figures for the years marked † were read automatically from the scan and kept only where the statements add up (for example net assets equal total equity), but a reading error is still possible — check the original accounts at Companies House.

PINNACLE INSURANCE LIMITED does not disclose its turnover in its latest accounts; the profit for the year is as stated in the accounts.

Ratios

2025

Sector comparison

SIC 65110

Where the company stands among the 1,682 active companies whose first SIC code is 65110 (Life insurance).

Net assets£106,002,000
Higher than 99% · median £78,508
Cash£36,283,000
Higher than 97% · median £77,188
Employees390
Higher than 99% · median 2
Company age55.6 years
Older than 97% · median 14.3 years
Largest in this sector by net assets
  1. ARDONAGH GROUP HOLDINGS LIMITED£3.9bn
  2. AVIVA LIFE & PENSIONS UK LIMITED£3.7bn
  3. NAMECO (NO. 1185) LIMITED£3.7bn
  4. PHOENIX LIFE LIMITED£965m
  5. VITALITY LIFE LIMITED£757.6m
  6. CARDIF INSURANCE HOLDINGS PLC£531.1m
  7. MMA HOLDINGS UK PLC£314.7m
  8. CHESNARA LIFE (UK) LIMITED£276.8m
  9. QUILTER LIFE & PENSIONS LIMITED£206.6m
  10. PINNACLE INSURANCE LIMITED£106m

Positions are approximate. Figures come from each company's latest accounts; money and employee figures are compared only with companies that filed accounts in pounds for a period ending in the last two and a half years and are not dormant, so those groups are smaller than 1,682. The line on each bar marks the median.

Summary: PINNACLE INSURANCE LIMITED

What kind of company is it?

PINNACLE INSURANCE LIMITED is a private limited company registered with Companies House under company number 01007798. It was incorporated on 14 Apr 1971. Its status is active. The registered office is in Borehamwood (WD6). Its nature of business (SIC 2007) is life insurance (65110), non-life insurance (65120).

How is the company doing financially?

The latest accounts in the database are for 2025 (period ending 31 Dec 2025); the company files full accounts. Profit for the year was £15,916,000. Net assets were £106,002,000, down 14.2% on the previous year. Cash at bank and in hand was £36,283,000. The company had an average of 390 employees. Figures are available for 2 financial years (2024–2025).

How does it compare with similar companies?

Compared with 1,682 active companies whose first SIC code is 65110: By net assets it ranks higher than 99% of them (median £78,508). By cash it ranks higher than 97% of them (median £77,188). By number of employees it ranks higher than 99% of them (median 2). It is older than 97% of them (median age 14.3 years).

What do public registers and reports show?

In its latest payment practices report it took an average of 35 days to pay suppliers, and 48% of invoices were not paid within agreed terms. It has modern slavery statements on the government registry for 4 years.

Who runs and controls the company?

One person with significant control is registered.

When are its next filings due?

The next accounts are due by 30 Sep 2027. The next confirmation statement is due by 2 Nov 2027.

Filed accounts2024–2025
2024 †2025 †
Profit for the year-23,031,00015,916,000
Cash at bank and in hand32,472,00036,283,000
Total assets——
Total liabilities——
Net assets / total equity123,586,000106,002,000
Average number of employees307390

A dash (—) means no accounts were filed for that year or the item is not in the accounts; 0 is a zero stated in the accounts. Small companies usually file only a balance sheet, so the profit and loss account is often missing.

Statutory reporting

Payment practices1 Jan 2026 – 30 Jun 2026
Average time taken to pay invoices
35 days
Invoices not paid within agreed terms
48%
Standard payment terms
0–30 days
Member of a payment code
No
  • Within 30 days 78%
  • 31 to 60 days 16%
  • After 60 days 6%
Earlier periods (7)
Period ending
Days to pay
Within 30 days
Late
31 Dec 2025
29
78%
43%
30 Jun 2025
31
75%
57%
31 Dec 2024
33
68%
57%
30 Jun 2024
35
63%
60%
31 Dec 2023
41
65%
59%
30 Jun 2023
35
68%
53%
31 Dec 2022
34
73%
53%

View the latest report on GOV.UK

Modern slavery statements4
2023
Statement · summary on GOV.UK
2022
Statement · summary on GOV.UK · group statement (CARDIF INSURANCE HOLDINGS PLC)
2021
Statement · summary on GOV.UK · group statement (BNP PARIBAS)
Earlier years (1)
2020
Statement · summary on GOV.UK · group statement

Figures the company reported itself to the government's Check payment practices service, Gender pay gap service and Modern slavery statement registry (Open Government Licence v3.0). Only large companies and employers with 250 or more staff have to report, so most companies have nothing here.

History

6 events
  1. Financial year 2025 endedAccounts: net assets £106m, 390 employees
  2. Financial year 2024 endedAccounts: net assets £123.6m, 307 employees
  3. Pinnacle Pet Group Limited registered as a person with significant control
  4. Cardif Insurance Holdings Plc ceased to be a person with significant control
  5. Cardif Insurance Holdings Plc registered as a person with significant control
  6. Company incorporatedPrivate limited company

Dates as recorded at Companies House: incorporation, name changes, officer appointments and resignations, current and former persons with significant control, and the end of each financial year with figures in the database.