PREMFINA LIMITEDActive
Key figures
PREMFINA LIMITED does not disclose its turnover in its latest accounts; the profit for the year is as stated in the accounts.
Ratios
2025Balance sheet structure
Filed accounts2020–2025
| 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Profit for the year | -2,971,514 | — | -19,156,902 | -26,342,439 | -24,194,668 |
| Cash at bank and in hand | 1,419,735 | 3,057,430 | 4,274,987 | 4,368,231 | 6,129,973 |
| Total assets | 56,879,122 | 85,574,299 | 144,157,795 | 176,838,500 | 287,372,111 |
| Total liabilities | 40,682,496 | 81,209,153 | 158,949,551 | — | 292,531,398 |
| Net assets / total equity | 16,196,926 | 4,365,146 | -14,791,756 | -41,134,195 | 2,737,680 |
| Average number of employees | 28 | 65 | 99 | 126 | 1 |
| Average pay (per year) | — | — | 89,640 | 77,906 | 11,090,512 |
A dash (—) means no accounts were filed for that year or the item is not in the accounts; 0 is a zero stated in the accounts. Small companies usually file only a balance sheet, so the profit and loss account is often missing.
Principal activity
Accounts 2025The principal activity of PremFina continues to be the provision of software and other services to the financial & insurance services sector. Its core business is to help make insurance more affordable, accessible, and flexible for customers and businesses by offering financing facilities that allow the policyholder to spread the cost of their insurance over a period, rather than paying the cost in one lump sum up-front payment. The funds are advanced to an insurance company via an insurance broker’s statutory trust account with the collateral for the loan being the insurance policy itself.
As described in the company's latest filed accounts.
Summary: PREMFINA LIMITED
Company
PREMFINA LIMITED is a private limited company registered with Companies House under company number 07208343. It was incorporated on 30 Mar 2010. Its status is active. The registered office is in London (SE1). Its nature of business (SIC 2007) is financial intermediation not elsewhere classified (64999).
Accounts
The latest accounts in the database are for 2025 (period ending 31 Dec 2025); the company files full accounts. Loss for the year was £24,194,668. Net assets were £2,737,680, up 106.7% on the previous year. Cash at bank and in hand was £6,129,973. Total assets were £287,372,111 and total liabilities £292,531,398. The company had an average of 1 employee. Figures are available for 6 financial years (2020–2025).
Control and charges
One person with significant control is registered.
Filing deadlines
The next accounts are due by 30 Sep 2027. The next confirmation statement is due by 13 Apr 2027.