NEWDAY CARDS LTD

Active
Company number 04134880Private limited companyIncorporated 2001

Key figures

£210,000,000+31.5%
Net assets 2025
+31.5%
Average annual growth 2024–2025
0100 m200 m300 m20242025

† NEWDAY CARDS LTD filed these accounts on paper, so Companies House publishes them only as a scanned image. The figures for the years marked † were read automatically from the scan and kept only where the statements add up (for example net assets equal total equity), but a reading error is still possible — check the original accounts at Companies House.

Ratios

2025

Sector comparison

SIC 64921

Where the company stands among the 1,084 active companies whose first SIC code is 64921 (Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors).

Turnover£403,100,000
Higher than 96% · median £3,454,678 among 81 that publish turnover
Net assets£210,000,000
Higher than 98% · median £62,775
Cash£67,700,000
Higher than 99% · median £113,012
Company age25.9 years
Older than 86% · median 8.1 years
Largest in this sector by net assets
  1. TOGETHER COMMERCIAL FINANCE LIMITED£6.3bn
  2. PNC FINANCIAL SERVICES UK LTD£3bn
  3. CAPITAL ONE (EUROPE) PLC£2.1bn
  4. BMW FINANCIAL SERVICES (GB) LIMITED£834.8m
  5. NAVIGATOR TRADING LIMITED£559.9m
  6. INTERNATIONAL PERSONAL FINANCE PLC£546m
  7. LEUMI UK GROUP LIMITED£311.5m
  8. ARROW GLOBAL INVESTMENTS HOLDINGS LIMITED£281.6m
  9. NEWDAY CARDS LTD£210m
  10. IWOCA LTD£179.3m

Positions are approximate. Figures come from each company's latest accounts; money and employee figures are compared only with companies that filed accounts in pounds for a period ending in the last two and a half years and are not dormant, so those groups are smaller than 1,084. The line on each bar marks the median.

Summary: NEWDAY CARDS LTD

What kind of company is it?

NEWDAY CARDS LTD is a private limited company registered with Companies House under company number 04134880. It was incorporated on 3 Jan 2001. Its status is active. The registered office is in London (N1C). Its nature of business (SIC 2007) is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (64921).

How is the company doing financially?

The latest accounts in the database are for 2025 (period ending 31 Dec 2025); the company files full accounts. Turnover was £403,100,000. Profit for the year was £97,600,000. Net assets were £210,000,000, up 31.5% on the previous year. Cash at bank and in hand was £67,700,000. Figures are available for 2 financial years (2024–2025).

How does it compare with similar companies?

Compared with 1,084 active companies whose first SIC code is 64921: By turnover it ranks higher than 96% of the 81 that publish turnover (median £3,454,678). By net assets it ranks higher than 98% of them (median £62,775). By cash it ranks higher than 99% of them (median £113,012). It is older than 86% of them (median age 8.1 years).

What do public registers and reports show?

It appears on the Home Office register of licensed sponsors (Global Business Mobility: Senior or Specialist Worker, Skilled Worker). HMRC lists it as an importer of goods, mainly machinery. In its latest payment practices report it took an average of 28 days to pay suppliers, and 11% of invoices were not paid within agreed terms. Its gender pay gap report for 2025/26 shows median hourly pay for women 41% lower than for men. It has modern slavery statements on the government registry for 6 years.

Who runs and controls the company?

One person with significant control is registered. 1 of 5 registered charges are outstanding.

When are its next filings due?

The next accounts are due by 30 Sep 2027. The next confirmation statement is due by 23 Nov 2026.

Filed accounts2024–2025
2024 †2025 †
Turnover401,900,000403,100,000
Profit for the year101,300,00097,600,000
Cash at bank and in hand62,500,00067,700,000
Total assets——
Total liabilities——
Net assets / total equity159,700,000210,000,000

A dash (—) means no accounts were filed for that year or the item is not in the accounts; 0 is a zero stated in the accounts. Small companies usually file only a balance sheet, so the profit and loss account is often missing.

Statutory reporting

Payment practices1 Jan 2026 – 30 Jun 2026
Average time taken to pay invoices
28 days
Invoices not paid within agreed terms
11%
Member of a payment code
No
  • Within 30 days 67%
  • 31 to 60 days 32%
  • After 60 days 1%
Earlier periods (7)
Period ending
Days to pay
Within 30 days
Late
31 Dec 2025
26
70%
11%
30 Jun 2025
29
64%
18%
31 Dec 2024
27
67%
21%
30 Jun 2024
29
61%
24%
31 Dec 2023
27
68%
14%
30 Jun 2023
26
70%
14%
31 Dec 2022
25
72%
16%

View the latest report on GOV.UK

Gender pay gap2025/26
Median hourly pay
women 41% lower
Mean hourly pay
women 36% lower
Median bonus pay
women 58% lower
Employer size
1000 to 4999 employees
Lower pay quarter60% womenLower middle52% womenUpper middle37% womenUpper pay quarter24% women
Earlier years (7)
Year
Median hourly pay
Mean hourly pay
2024/25
women 47% lower
women 37% lower
2023/24
women 47% lower
women 32% lower
2022/23
women 47% lower
women 35% lower
2021/22
women 52% lower
women 37% lower
2020/21
women 46% lower
women 35% lower
2018/19
women 38% lower
women 34% lower
2017/18
women 42% lower
women 35% lower

A positive gap means women's average hourly pay is lower than men's across the whole employer; it is not a comparison of pay for the same work. View on the Gender pay gap service

Modern slavery statements6
2026
Statement · summary on GOV.UK · group statement
2025
Statement · summary on GOV.UK · group statement (NEWDAY TECHNOLOGY LTD)
2024
Statement · summary on GOV.UK
Earlier years (3)
2023
Statement · summary on GOV.UK
2022
Statement · summary on GOV.UK
2021
Statement · summary on GOV.UK

Figures the company reported itself to the government's Check payment practices service, Gender pay gap service and Modern slavery statement registry (Open Government Licence v3.0). Only large companies and employers with 250 or more staff have to report, so most companies have nothing here.

Registers and licences

Sponsor licence‡
Licence type and rating
Worker (A rating)
Routes
Global Business Mobility: Senior or Specialist Worker, Skilled Worker

On the Home Office register of licensed sponsors, which lists organisations licensed to sponsor workers from overseas.

International trade‡

Listed by HMRC as an importer of goods in 1 of the last 12 months on record, most recently April 2026. Main goods: machinery.

From HMRC's monthly lists of importers and exporters. Traders can ask to be left off the lists, so absence does not mean a company does not trade.

Sources: Charity Commission for England and Wales, Care Quality Commission, Home Office and HM Revenue & Customs, under the Open Government Licence v3.0. Entries marked ‡ come from lists that do not state a company number and were linked by an exact match on the registered name.

History

5 events
  1. Financial year 2025 endedAccounts: turnover £403.1m, net assets £210m
  2. Financial year 2024 endedAccounts: turnover £401.9m, net assets £159.7m
  3. Newday Intermediate Holdings Limited registered as a person with significant control
  4. Name changed to NEWDAY CARDS LTDPreviously SAV CREDIT LIMITED
  5. Company incorporatedPrivate limited company

Dates as recorded at Companies House: incorporation, name changes, officer appointments and resignations, current persons with significant control, and the end of each financial year with figures in the database. Former persons with significant control are not listed.