INTERNATIONAL PERSONAL FINANCE PLC

Active
Company number 06018973Public limited companyIncorporated 2006

Key figures

£546,000,000+17.1%
Net assets 2025
+8.1%
Average annual growth 2020–2025
0200 m400 m600 m202020212022202320242025

INTERNATIONAL PERSONAL FINANCE PLC files its accounts at Companies House on paper. The figures here are for the whole group, taken from its annual financial report in the structured ESEF format (published on the FCA National Storage Mechanism, collected by filings.xbrl.org).

Ratios

2025

Sector comparison

SIC 64921

Where the company stands among the 1,084 active companies whose first SIC code is 64921 (Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors).

Turnover£737,500,000
Higher than 98% · median £3,454,678 among 81 that publish turnover
Net assets£546,000,000
Higher than 99% · median £62,775
Total assets£1,337,300,000
Higher than 97% · median £1,071,739
Cash£30,400,000
Higher than 96% · median £113,012
Company age19.9 years
Older than 80% · median 8.1 years

Positions are approximate. Figures come from each company's latest accounts; money and employee figures are compared only with companies that filed accounts in pounds for a period ending in the last two and a half years and are not dormant, so those groups are smaller than 1,084. The line on each bar marks the median.

Summary: INTERNATIONAL PERSONAL FINANCE PLC

What kind of company is it?

INTERNATIONAL PERSONAL FINANCE PLC is a public limited company registered with Companies House under company number 06018973. It was incorporated on 5 Dec 2006. Its status is active. The registered office is in Leeds (LS12). Its nature of business (SIC 2007) is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (64921).

How is the company doing financially?

The latest accounts in the database are for 2025 (period ending 31 Dec 2025); the company files group accounts. Turnover was £737,500,000. Profit for the year was £54,200,000. Net assets were £546,000,000, up 17.1% on the previous year. Cash at bank and in hand was £30,400,000. Total assets were £1,337,300,000 and total liabilities £791,300,000. Figures are available for 6 financial years (2020–2025).

How does it compare with similar companies?

Compared with 1,084 active companies whose first SIC code is 64921: By turnover it ranks higher than 98% of the 81 that publish turnover (median £3,454,678). By net assets it ranks higher than 99% of them (median £62,775). By total assets it ranks higher than 97% of them (median £1,071,739). By cash it ranks higher than 96% of them (median £113,012). It is older than 80% of them (median age 8.1 years).

What do public registers and reports show?

It appears on the Home Office register of licensed sponsors (Global Business Mobility: Senior or Specialist Worker, Skilled Worker). It has modern slavery statements on the government registry for 6 years.

Who runs and controls the company?

One person with significant control is registered.

When are its next filings due?

The next accounts are due by 30 Jun 2027. The next confirmation statement is due by 25 Aug 2027.

Dividends

from the accounts
2025

Dividends paid in the financial year: £25,800,000 (48% of the profit for the year).

History
2025£25,800,000
2024£23,900,000
2023£21,500,000
2022£18,900,000
2021£4,900,000
2020£0
Filed accounts2020–2025
20212022202320242025
Turnover548,700,000645,500,000767,800,000726,300,000737,500,000
Profit for the year41,900,00056,800,00048,000,00060,900,00054,200,000
Cash at bank and in hand41,700,00050,700,00042,500,00027,600,00030,400,000
Total assets999,300,0001,171,100,0001,189,000,0001,141,700,0001,337,300,000
Total liabilities632,200,000725,900,000687,100,000675,400,000791,300,000
Net assets / total equity367,100,000445,200,000501,900,000466,300,000546,000,000
Dividends paid4,900,00018,900,00021,500,00023,900,00025,800,000

A dash (—) means no accounts were filed for that year or the item is not in the accounts; 0 is a zero stated in the accounts. Small companies usually file only a balance sheet, so the profit and loss account is often missing.

Statutory reporting

Modern slavery statements6
2026
Statement · summary on GOV.UK · group statement
2024
Statement · summary on GOV.UK · group statement
2023
Statement · summary on GOV.UK
Earlier years (3)
2022
Statement · summary on GOV.UK · group statement
2021
Statement · summary on GOV.UK · group statement
2020
Statement · summary on GOV.UK · group statement

Figures the company reported itself to the government's Check payment practices service, Gender pay gap service and Modern slavery statement registry (Open Government Licence v3.0). Only large companies and employers with 250 or more staff have to report, so most companies have nothing here.

Registers and licences

Sponsor licence‡
Licence type and rating
Worker (A rating)
Routes
Global Business Mobility: Senior or Specialist Worker, Skilled Worker

On the Home Office register of licensed sponsors, which lists organisations licensed to sponsor workers from overseas.

Sources: Charity Commission for England and Wales, Care Quality Commission, Home Office and HM Revenue & Customs, under the Open Government Licence v3.0. Entries marked ‡ come from lists that do not state a company number and were linked by an exact match on the registered name.

History

8 events
  1. Ipf Parent Holdings Limited registered as a person with significant control
  2. Financial year 2025 endedAccounts: turnover £737.5m, net assets £546m
  3. Financial year 2024 endedAccounts: turnover £726.3m, net assets £466.3m
  4. Financial year 2023 endedAccounts: turnover £767.8m, net assets £501.9m
  5. Financial year 2022 endedAccounts: turnover £645.5m, net assets £445.2m
  6. Financial year 2021 endedAccounts: turnover £548.7m, net assets £367.1m
  7. Financial year 2020 endedAccounts: turnover £661.3m, net assets £370.5m
  8. Company incorporatedPublic limited company

Dates as recorded at Companies House: incorporation, name changes, officer appointments and resignations, current persons with significant control, and the end of each financial year with figures in the database. Former persons with significant control are not listed.